If your Michigan property is in foreclosure, you can sign and notarize the form below to protect your rights to surplus funds. We help homeowners navigate the legal process.
Rights Have Been Lost
The foreclosure deadline was 3/31 and property rights are lost. However, surplus rights can still be protected.
Pre-Auction: Notarize Form
The county requires a notarized form to be submitted months prior to the auction, to declare your future intent to claim.
Post-Auction: Collect Surplus
If money remains after auction, eligible owners may receive the surplus.
Eligibility depends on actual sale records and applicable law
When a Michigan auction property sells for more than the amount owed, the remaining balance may be owed to you.
Auction Sale Price
What the property sold for
Total Debt Owed
All taxes, liens, and fees
Possible Surplus
Amount that may be yours
Many former Michigan homeowners never claim surplus funds. Not because the money isn't there, but because no one told them it was an option, and a legal pathway now exists to recover these funds.
They assume foreclosure ended all rights to any remaining funds
They never knew that court rulings have opened a legal pathway to recover these funds
The court filing process feels confusing or overwhelming
Deadlines and claim requirements are not well-publicized
They do not know who to trust with such a sensitive matter
You are not alone, and there is now a clear legal path forward.
At no upfront cost — from records review to check in hand, we handle everything so you don't have to.
Complete the online intake form and e-sign your authorization. Then, you will be redirected to a free, 24/7 online notary.
We obtain the foreclosure sale records and verify your ownership at the time of foreclosure to build your case.
We prepare and file all required legal motions with the appropriate court on your behalf.
Our attorneys appear at all court hearings. You don't need to be present. We handle all arguments, filings, and procedural steps.
Once the court orders funds released, your check is mailed directly to you. That's it — no court appearances, no stress.
Ready to find out if you're owed money from your foreclosure?
Free to try. We only get paid if you do.
Michigan circuit courts follow a structured schedule. Here's how the 2026 cycle looks for active surplus fund cases.
The final redemption deadline passes at 5:00 PM. After this point, ownership rights to the property are lost and postmarks are not accepted. If you have not yet signed and notarized, contact our office immediately.
Due to the amount of work required to pull records, confirm ownership, prepare, and submit the required filing to the county, our office must receive your signed and notarized form by June 1, 2026.
This is the county's hard deadline. However, for our assistance, you must sign and notarize before June 1. We've simplified the entire process below at no upfront cost to you. Do not wait until July.
The property is sold through public auction. If it sells for more than what is owed, surplus proceeds are held by the county pending court approval. Our office monitors the process on your behalf.
After the auction, the county confirms any surplus funds. Our office completes the required court process and appears on your behalf to seek approval for payout. Approved funds are paid after the court issues its order.
The final redemption deadline passes at 5:00 PM. After this point, ownership rights to the property are lost and postmarks are not accepted. If you have not yet signed and notarized, contact our office immediately.
Due to the amount of work required to pull records, confirm ownership, prepare, and submit the required filing to the county, our office must receive your signed and notarized form by June 1, 2026.
This is the county's hard deadline. However, for our assistance, you must sign and notarize before June 1. We've simplified the entire process below at no upfront cost to you. Do not wait until July.
The property is sold through public auction. If it sells for more than what is owed, surplus proceeds are held by the county pending court approval. Our office monitors the process on your behalf.
After the auction, the county confirms any surplus funds. Our office completes the required court process and appears on your behalf to seek approval for payout. Approved funds are paid after the court issues its order.
Dates are illustrative projections based on expected court scheduling. Actual court dates vary by county and case circumstances.
Our formal intake window for 2026 Michigan surplus fund claims has ended. However, if you began the process on your own and found the county legal procedure too difficult to navigate, we are still here to help.
Reach out directly and our team can review your situation and guide you through the court process.
A legitimate, court-driven process. We do the heavy lifting so you don't have to.
Zero upfront cost.
We only get paid if you do.
Our practice specifically handles Michigan surplus fund claims under the applicable legal framework.
Our attorneys file all motions, pull all records, and appear at every hearing. You never have to set foot in a courtroom.
Complete everything online. Intake form, e-sign, and document upload. Then notarize and you're done. Prefer to meet in person? Visit our Southfield office anytime.
Your information is handled securely. E-sign digitally, notarize locally, and receive a copy immediately.
You'll always know the status of your case. No guessing, no runaround. Clear updates at every stage.
Once the court orders your funds released, there's nothing else to do. Sit back and wait for your check.
The rules around surplus fund recovery in Michigan. Here's what that means for you.
Important: The Michigan Supreme Court ruled the old surplus retention practice unconstitutional. Former homeowners now have a legal pathway, but claim deadlines apply. Act promptly.
Nothing on this site constitutes legal advice or guarantees a specific outcome. A professional review of the specific facts is required to determine eligibility. This may be considered attorney advertising.
If you would rather speak with someone before completing the intake, or have a question afterwards, book a convenient time below.
Prefer to call directly? (616) 816-1926